[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.miksanek.cz\/prekonejte-zaznam-v-registru-chytrou-pujckou\/#Article","mainEntityOfPage":"https:\/\/www.miksanek.cz\/prekonejte-zaznam-v-registru-chytrou-pujckou\/","headline":"P\u0159ekonejte z\u00e1znam v registru chytrou p\u016fj\u010dkou","name":"P\u0159ekonejte z\u00e1znam v registru chytrou p\u016fj\u010dkou","description":"Z\u00e1znam v registru m\u016f\u017ee b\u00fdt nemil\u00e1 v\u011bc. V ka\u017ed\u00e9m p\u0159\u00edpad\u011b nikoho nepot\u011b\u0161\u00ed, proto\u017ee je to sv\u00fdm zp\u016fsobem b\u0159emeno, kter\u00e9ho se jen tak nezbav\u00edte. A pokud jste ho pr\u00e1v\u011b z\u00edskali, tak v\u011bzte, \u017ee o jeho vymaz\u00e1n\u00ed z registru m\u016f\u017eete po\u017e\u00e1dat nejd\u0159\u00edve za p\u011bt let. A to je pom\u011brn\u011b dlouh\u00e1 doba, kdy\u017e pomysl\u00edte na to, \u017ee po ... <a title=\"P\u0159ekonejte z\u00e1znam v registru chytrou p\u016fj\u010dkou\" class=\"read-more\" href=\"https:\/\/www.miksanek.cz\/prekonejte-zaznam-v-registru-chytrou-pujckou\/\">Read more<span class=\"screen-reader-text\">P\u0159ekonejte z\u00e1znam v registru chytrou p\u016fj\u010dkou<\/span><\/a>","datePublished":"2018-09-14","dateModified":"2023-06-02","author":{"@type":"Person","@id":"https:\/\/www.miksanek.cz\/author\/#Person","name":"","url":"https:\/\/www.miksanek.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/91b1fc57487c55a66a7777af0dd690bf69c571b4a9b15cda0db8854a78b7888c?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/91b1fc57487c55a66a7777af0dd690bf69c571b4a9b15cda0db8854a78b7888c?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"miksanek.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.miksanek.cz\/wp-content\/uploads\/img_a325787_w2624_t1537942132.jpg","url":"https:\/\/www.miksanek.cz\/wp-content\/uploads\/img_a325787_w2624_t1537942132.jpg","height":0,"width":0},"url":"https:\/\/www.miksanek.cz\/prekonejte-zaznam-v-registru-chytrou-pujckou\/","about":["Finance"],"wordCount":433,"articleBody":"       Z\u00e1znam v registru m\u016f\u017ee b\u00fdt nemil\u00e1 v\u011bc. V ka\u017ed\u00e9m p\u0159\u00edpad\u011b nikoho nepot\u011b\u0161\u00ed, proto\u017ee je to sv\u00fdm zp\u016fsobem b\u0159emeno, kter\u00e9ho se jen tak nezbav\u00edte. A pokud jste ho pr\u00e1v\u011b z\u00edskali, tak v\u011bzte, \u017ee o jeho vymaz\u00e1n\u00ed z registru m\u016f\u017eete po\u017e\u00e1dat nejd\u0159\u00edve za p\u011bt let. A to je pom\u011brn\u011b dlouh\u00e1 doba, kdy\u017e pomysl\u00edte na to, \u017ee po celou tuto dobu si nebudete moci vz\u00edt p\u016fj\u010dku. Abychom ov\u0161em byli p\u0159esn\u00ed, tak mus\u00edme dodat, \u017ee pokud jde o p\u016fj\u010dky se z\u00e1znamem v registru, tak v \u017e\u00e1dn\u00e9m bankovn\u00edm dom\u011b na n\u011b nedos\u00e1hnete. Pro banku jste od chv\u00edle, kdy m\u00e1te sebemen\u0161\u00ed z\u00e1znam v registru, rizikov\u00fdm klientem, se kter\u00fdm se o p\u016fj\u010dce v\u016fbec bavit nebude. Nicm\u00e9n\u011b pravda je, \u017ee banky nejsou jedin\u00e9 finan\u010dn\u00ed instituce, kter\u00e9 v\u00e1m mohou na \u010desk\u00e9m trhu p\u016fj\u010dit pen\u00edze. Pen\u00edze si m\u016f\u017eete p\u016fj\u010dit t\u0159eba tak\u00e9 u nebankovn\u00ed spole\u010dnosti, a t\u00e9 v\u00e1\u0161 z\u00e1znam v registru nijak z\u00e1sadn\u011b vadit nebude. Ka\u017edop\u00e1dn\u011b nej\u00e1sejte. Na jednu stranu je to v\u00fdhra, proto\u017ee si i se z\u00e1znamem v registru m\u016f\u017eete sjednat nebankovn\u00ed hypot\u00e9ku bez registru. Na druhou stranu v\u00e1s takov\u00e1 mo\u017enost bude st\u00e1t pen\u00edze nav\u00edc, proto\u017ee je pot\u0159eba po\u010d\u00edtat s t\u00edm, \u017ee hypot\u00e9ka bez registru m\u00e1 o n\u011bco vy\u0161\u0161\u00ed \u00farok, ne\u017e jak\u00fd byste z\u00edskali u b\u011b\u017en\u00e9 p\u016fj\u010dky. Jeho v\u00fd\u0161e se m\u016f\u017ee pohybovat od t\u0159\u00ed do sedmi procent. Ka\u017ed\u00fd, kdo m\u00e1 o nebankovn\u00ed hypot\u00e9ku bez registru z\u00e1jem, by si m\u011bl nejd\u0159\u00edve rozmyslet, jakou nemovitost\u00ed se za tuto p\u016fj\u010dku zaru\u010d\u00ed. Bez takov\u00e9 z\u00e1ruky se neobejde. A pokud \u017eadatel s\u00e1m \u017e\u00e1dnou nemovitost nevlastn\u00ed, pak je zde je\u0161t\u011b mo\u017enost, \u017ee se za jeho p\u016fj\u010dku svou nemovitost\u00ed zaru\u010d\u00ed n\u011bkdo druh\u00fd, kdo mu d\u016fv\u011b\u0159uje. Je jedno, zda to bude v\u00e1\u0161 p\u0159\u00edtel, rodinn\u00fd p\u0159\u00edslu\u0161n\u00edk nebo soused, d\u016fle\u017eit\u00e9 je, \u017ee s t\u00edm bude souhlasit. A v takov\u00e9m p\u0159\u00edpad\u011b u\u017e va\u0161\u00ed p\u016fj\u010dce nestoj\u00ed nic v cest\u011b. Jakmile vypln\u00edte online formul\u00e1\u0159 na webov\u00fdch str\u00e1nk\u00e1ch nebankovn\u00ed spole\u010dnosti, tak v\u00e1s tato spole\u010dnost obratem kontaktuje, a na v\u0161em d\u016fle\u017eit\u00e9m se spolu domluv\u00edte.                                                                                                                                                                                                                                                                                                                                                                                          4.7\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u0159ekonejte z\u00e1znam v registru chytrou p\u016fj\u010dkou","item":"https:\/\/www.miksanek.cz\/prekonejte-zaznam-v-registru-chytrou-pujckou\/#breadcrumbitem"}]}]