[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.miksanek.cz\/kdo-doma-drzi-kasu\/#Article","mainEntityOfPage":"https:\/\/www.miksanek.cz\/kdo-doma-drzi-kasu\/","headline":"Kdo doma dr\u017e\u00ed kasu?","name":"Kdo doma dr\u017e\u00ed kasu?","description":"Dovednost hospoda\u0159en\u00ed s financemi si obvykle p\u0159in\u00e1\u0161\u00edme u\u017e z rodiny, kde jsme vyr\u016fstali. Model, kter\u00fd fungoval rodi\u010d\u016fm, se sna\u017e\u00edme uplatnit (alespo\u0148 z\u010d\u00e1sti), kdy\u017e se dostaneme do dosp\u011blosti. Pot\u00ed\u017ee mohou nastat, kdy\u017e p\u0159\u00edjmy nepokryjeme na\u0161e pot\u0159eby nebo si ka\u017ed\u00fd z partner\u016f p\u0159inese do nov\u00e9 rodiny jin\u00fd model, jak s pen\u011bzi ve dvou nakl\u00e1dat. \u00a0 Zp\u016fsob\u016f, jak ... <a title=\"Kdo doma dr\u017e\u00ed kasu?\" class=\"read-more\" href=\"https:\/\/www.miksanek.cz\/kdo-doma-drzi-kasu\/\">Read more<span class=\"screen-reader-text\">Kdo doma dr\u017e\u00ed kasu?<\/span><\/a>","datePublished":"2019-01-25","dateModified":"2023-06-02","author":{"@type":"Person","@id":"https:\/\/www.miksanek.cz\/author\/#Person","name":"","url":"https:\/\/www.miksanek.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/91b1fc57487c55a66a7777af0dd690bf69c571b4a9b15cda0db8854a78b7888c?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/91b1fc57487c55a66a7777af0dd690bf69c571b4a9b15cda0db8854a78b7888c?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"miksanek.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.miksanek.cz\/wp-content\/uploads\/img_a340585_w1757_t1553531081.jpg","url":"https:\/\/www.miksanek.cz\/wp-content\/uploads\/img_a340585_w1757_t1553531081.jpg","height":0,"width":0},"url":"https:\/\/www.miksanek.cz\/kdo-doma-drzi-kasu\/","wordCount":475,"articleBody":"Dovednost hospoda\u0159en\u00ed s financemi si obvykle p\u0159in\u00e1\u0161\u00edme u\u017e z rodiny, kde jsme vyr\u016fstali. Model, kter\u00fd fungoval rodi\u010d\u016fm, se sna\u017e\u00edme uplatnit (alespo\u0148 z\u010d\u00e1sti), kdy\u017e se dostaneme do dosp\u011blosti. Pot\u00ed\u017ee mohou nastat, kdy\u017e p\u0159\u00edjmy nepokryjeme na\u0161e pot\u0159eby nebo si ka\u017ed\u00fd z partner\u016f p\u0159inese do nov\u00e9 rodiny jin\u00fd model, jak s pen\u011bzi ve dvou nakl\u00e1dat.\u00a0Zp\u016fsob\u016f, jak hospoda\u0159it se spole\u010dn\u00fdmi p\u0159\u00edjmy, je v\u00edcero. Nejprve vych\u00e1zejme ze situace, \u017ee oba mlad\u00ed lid\u00e9 si vyd\u011bl\u00e1vaj\u00ed. Velmi pravd\u011bpodobn\u011b se p\u0159\u00edjmy li\u0161\u00ed, v \u010dem\u017e nast\u00e1v\u00e1 prvn\u00ed pot\u00ed\u017e. U \u0159ady p\u00e1r\u016f se osv\u011bd\u010dil spole\u010dn\u00fd \u00fa\u010det, na kter\u00e9 pos\u00edlaj\u00ed oba dva sv\u00e9 p\u0159\u00edjmy a z \u00fa\u010dtu jsou hrazeny ve\u0161ker\u00e9 n\u00e1klady na provoz dom\u00e1cnosti i osobn\u00ed pot\u0159eby nebo dovolen\u00e1. Tento model pracuje s vysokou m\u00edrou vlastn\u00ed odpov\u011bdnosti, proto\u017ee ka\u017ed\u00fd z partner\u016f si mus\u00ed b\u00fdt v\u011bdom limitu mo\u017en\u00fdch vlastn\u00edch v\u00fddaj\u016f. Ide\u00e1ln\u00ed je, kdy\u017e spolu partne\u0159i komunikuj\u00ed, spole\u010dn\u011b hrad\u00ed v\u00fddaje, vytv\u00e1\u0159\u00ed si rezervu nebo jinak spo\u0159\u00ed, jsou schopni si stanovit ur\u010ditou m\u00edru \u201ekapesn\u00e9ho\u201c, kterou mohou z p\u0159\u00edjmu disponovat. V\u00fdjimkou nen\u00ed ani finan\u010dn\u00ed pl\u00e1n, kter\u00fd zvy\u0161uje motivaci obou pro napln\u011bn\u00ed spole\u010dn\u00fdch (nejen finan\u010dn\u00edch) c\u00edl\u016f. \u00a0Dal\u0161\u00ed mo\u017enou variantou spole\u010dn\u00e9ho hospoda\u0159en\u00ed jsou osobn\u00ed \u00fa\u010dty obou partner\u016f a jeden spole\u010dn\u00fd, na kter\u00fd oba p\u0159isp\u00edvaj\u00ed a ze kter\u00e9ho jsou n\u00e1sledn\u011b hrazeny polo\u017eky t\u00fdkaj\u00edc\u00ed se dom\u00e1cnosti\u00a0 \u010di pozd\u011bji d\u011bt\u00ed. Zbyl\u00e1 \u010d\u00e1st p\u0159\u00edjmu tak z\u016fstane ka\u017ed\u00e9mu z partner\u016f, zv\u00fdhodn\u011bn je tedy ten s vy\u0161\u0161\u00edm p\u0159\u00edjmem. \u010cast\u011bji jde o mu\u017ee, n\u011bkte\u0159\u00ed ze \u201esv\u00fdch\u201c pen\u011bz financuj\u00ed dra\u017e\u0161\u00ed dovolenou nebo koupi n\u00e1bytku, ale \u00fadaj o sv\u00fdch \u00faspor\u00e1ch p\u0159ed partnerem mohou i tajit. Plat\u00ed z\u00e1sada, \u017ee model m\u016f\u017ee fungovat, pakli\u017ee vyhovuje ob\u011bma. Jsou p\u00e1ry, kter\u00e9 takto zvl\u00e1dnou spokojen\u011b spole\u010dn\u011b hospoda\u0159it.\u00a0Ke zm\u011bn\u011b v p\u0159\u00edstupu obou partner\u016f doch\u00e1z\u00ed i ve finan\u010dn\u011b n\u00e1ro\u010dn\u00e9m obdob\u00ed, kdy je \u017eena (ale n\u011bkdy i mu\u017e) na mate\u0159sk\u00e9 \u010di rodi\u010dovsk\u00e9 dovolen\u00e9, a tedy re\u00e1ln\u011b se jejich p\u0159\u00edjem obvykle sn\u00ed\u017e\u00ed. Toto obdob\u00ed je o to n\u00e1ro\u010dn\u011bj\u0161\u00ed, \u017ee \u010dlen\u016f rodiny je na ni\u017e\u0161\u00ed p\u0159\u00edjem \u201enajednou\u201c v\u00edce. Navzdory tomu je \u0159ada p\u00e1r\u016f, kter\u00e1 i tuto z\u00e1t\u011b\u017e zvl\u00e1dne. Z\u00e1kladem je v\u0161ak nejen schopnost zajistit\u00a0 p\u0159\u00edjem jedn\u00edm z nich, ale tak\u00e9 schopnost a ochota o pen\u011bz\u00edch mluvit a domluvit se na stran\u011b mu\u017ee i \u017eeny.\u00a0\u00a0                                                                                                                                                                                                                                                                                                                                                                                        4.1\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kdo doma dr\u017e\u00ed kasu?","item":"https:\/\/www.miksanek.cz\/kdo-doma-drzi-kasu\/#breadcrumbitem"}]}]